Op Ed # 632 May 2023 Society of Insurance Actuaries Report Reveals Disturbing Data On the Lethality Of the Covid Injections
By Capt Joseph R. John, September 1, 2023
The below listed data, collected, and carefully analyzed over a two-year period was submitted by Insurance Actuaries whose companies had to pay insurance death benefit to the medical injury claims for those who had adverse reactions to receiving the experimental test injections.
The data is irrefutable and convincing proof, that the still unapproved experimental gene therapy COVID-19 test injections did not prevent immunity to the Wuhan Virus (the test injections never were vaccines, according to the 100 year old medical definition of vaccines).
Those Gene Therapy experimental test injections killed over a million Americans, severely injured and disabled millions of other Americans, who had been unsuspecting of the lethality of the Gene Therapy experimental test injections and boosters, and how they would affect their survivability and their immune systems.
The data listed below reveals that deaths are continuing in companies, even though injections have ceased for the most part, many of those deaths are noticeable in young healthy employees and athletes. Older people are doing fine but young healthy people have excess mortality, and their deaths are occurring suddenly.
The information is understated because many employees are no longer on the job because of disabilities. There have been attempts to conceal the above information by senior management for fear of political reprisals.
This summarizes what the below listed data collected over two years by Insurance Actuaries showed:
1) That younger people and employed individuals suddenly had worse mortality in ’21 and ’22, than in previous years, and mortality was concentrated in certain professions, including with government employees.
2) In the year ending 2022, excess mortality continued, even though the Wuhan Virus and injections were no longer driving excess mortality; excess mortality was driven by various causes, possibly by ineffective immune systems.
3) That benefits from injections in early 2021 were no longer helpful, and seemed to be harmful in 2022.
4) That young employees who were required to get experimental injections, suddenly started dying at historically unprecedented rates.
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Our USA Today Op Ed suggesting vaccines cause excess mortality was inspired by damming data from the Insurance Society of Actuaries. Unsurprisingly, the report conclusions suggest self-censorship.
Aug 13, 2023
Part 1 of my posts in our USA Today Op-Ed of August 13, 2023 can be found here.
Here is Part 2:
Although the insurance industry, like any other, has profits for its shareholders as its primary goal, it is also an industry whose insights have led to a few centuries of life-saving public policies and laws which protect us from a large number of dangers to our health and survival. For instance, insurers have led efforts to advance safety in many fields:
•Maritime safety – standards
•Fire safety – fire departments and codes
•Boiler and elevator – standards and inspections
•Electrical products – standards & testing
•Worker safety – standards and policies
•Automobile safety – standards and testing
•Natural catastrophes – earthquake and hurricane codes
•Medical and health policy – establishing a focus on patient safety
That last goal of improving patient safety is now likely being threatened. The massive increases in group life insurance death claims reported by the insurance giant One America in late 2021 is what, to me, finally confirmed what many of us were seeing from other sources of data in terms of the vaccines being lethal. But now the most recent and wider group life insurance industry report falls short of doing so overtly. The data speaks loudly, but the SOA speaks much more softly, perhaps even corruptly (or at least cravenly).
Recall that shocking life insurance data burst onto the Covid vax/anti-Covid vax battlefield when Scott Davidson, the CEO of One America “made the mistake” of saying the following disturbing (and truly historic) comments at a news conference organized by the Indiana Chamber of Commerce in the last week of 2021 (below are some headlines in the wake of the event):
Unable to view? Read it online
His quotes in that article:
“We are seeing, right now, the highest death rates we have seen in the history of this business – not just at OneAmerica,” the company’s CEO Scott Davison said during an online news conference this week.
“The data is consistent across every player in that business.”
“the increase in deaths represents “huge, huge numbers,” and that’s it’s not elderly people who are dying, but “primarily working-age people 18 to 64” ( meaning employees of companies that have group life insurance plans through OneAmerica).
“And what we saw just in third quarter, we’re seeing it continue into fourth quarter, is that death rates are up 40% over what they were pre-pandemic,” he said.
“Just to give you an idea of how bad that is, a three-sigma or a one-in-200-year catastrophe would be 10% increase over pre-pandemic,” he said. “So 40% is just unheard of.”
“What the data is showing to us is that the deaths that are being reported as COVID deaths greatly understate the actual death losses among working-age people from the pandemic. It may not all be COVID on their death certificate, but deaths are up just huge, huge numbers.”
He also mentioned an “uptick” in disability claims, saying at first it was short-term disability claims, and later the official U.S government disability data. They found sudden, unprecedented, temporally associated increases in disability with the vaccine roll-out.
Quick aside: In the months after the article on One America’s data was published, I was invited, along with several colleagues, to speak on a zoom call with major life insurance corporation executives, actuaries and/or their representatives to discuss the data they were seeing and how and whether they could confidently identify (and subsequently announce?) to the public that this death and disability wave was being caused by mass vaccination of working age Americans.
What happened at and after the zoom call should not be shocking. Despite the industry’s history of boldly improving regulatory safety in a number of fields, almost every attendee’s camera was turned off, and only two people spoke or asked questions. One was a bold, unvaccinated chief actuary of a major company and the other a senior, state regulator of the life insurance industry.
Ultimately, at that time, given the lack of access to data on the individual vaccination status of all the death claims, it was concluded that a public statement by a group of them was not going to happen (which is what we had been hoping would result). However, it is my opinion based on that experience, that even if the data were definitive, I seriously doubt that group of people would have stood on the media and government “firing line” with us “dissident doctors.”
It has now been over a year since that meeting. The most recent U.S Society of Actuaries (SOA) Group Life Insurance quarterly report came out May 2023. Many of us anticipated even more damning evidence. The evidence was damning all right - but not the SOA’s interpretation of it. In fact, right on the first page of the report is this comment:
The Society of Actuaries Research Institute’s May 2023 report and its predecessor reports regarding U.S. Group Life COVID-19 mortality explore the impact of COVID-19 on the group life insurance sector and do not address or consider vaccine status. The research does not validate any claims made that suggest a causal relationship between COVID-19 vaccines and mortality. Any claims implying such a relationship are a misrepresentation of the data presented in the report and are not reflective of the SOA Research Institute's views.
Although it is true the SOA data does not definitively “validate” the claims of a causation or correlation, for the SOA to then warn that anybody who “implies” such a relationship would be “misrepresenting their data” goes too far. I believe an interpretation that vaccines were the cause is not a “misrepresentation” of their data but instead a compelling and seriously disturbing one.
I maintain that, using the civil and medical malpractice legal standard of “more likely than not,” the only interpretation you can arrive at is that the vaccines are the cause of the sudden rise in excess mortality in the U.S. I say this based on the lack of a rational, alternative explanation for the sudden, temporally associated increases measured.
Using the logic that temporal associations largely define cause, there is so much damning data in the report that anyone studying the issue should be alarmed enough by it to publicly scream for at least more analysis than the SOA was capable of. And that is what we did in our USA Today Op-Ed. In their May 2023 report, at least the SOA mentioned the vaccines and even shared some analyses they had done to assess whether they could be a cause. But their conclusions, to me and others more expert in analyzing the actuarial data, strongly suggested either political influence or political fear given they wrote that their research “does not validate any claims made that suggest a causal relationship between COVID-19 vaccines and mortality.” They say this despite also finding “a small positive correlation” in 2022 between vaccination rates and excess deaths that was not statistically significant (more on that below). But get this, they go further and state that “since the association was not statistically significant, future reports will likely omit this sub-section.” You don’t say.
To review the report more in depth, I had help from a life insurance industry expert who more carefully reviewed the entire report and noted the following issues and limitations with both the report and the data contained in it.
First off, right at the beginning of the report, they report this chilling statistic:
The 33-month period of April 2020 through December 2022 showed the following Group Life mortality results:
• Estimated reported Group Life claim incidence rates were up 15.9% on a seasonally adjusted basis compared to 2017–2019 reported claims. (Whoa - On average, 15% more Americans are continuing to die monthly compared to before the pandemic).
Now, here are the charts and points that my colleague highlighted in an email as the most interesting (the last one is the most compelling). From their email:
1. The SOA data shows modest death increase in 2020 during COVID, big increases in mortality only in dec 2020 (vaccine rollout), vaccine mandates (fall 2021) and the booster campaign (winter 2021/2022).
2a. White-collar workers saw the biggest increases in all cause mortality in 2021 and it has continued to be elevated relative to blue or gray collars (grey collars are “hybrid” e.g. educated blue collar like teachers, nurses and supervisors).